Haven Investor: Buy Your Home and Lose Out on One Million Pounds!

September 28th, 2015|

In the United Kingdom, as in many other countries around the world, buying your home is a national obsession and status of wealth that has led to the price of housing reaching record highs and affordability levels being extremely stretched. Renting for the long term is seen as a social negative by the general public […]

Peer to Peer business loans to hit £12bn in 2020

September 27th, 2015|

The alternative finance market could grow 10-fold in the next five years, according to a study of the business lending market.

Small businesses could get a serious boost from peer-to-peer lenders and crowdfunding platforms, providing an alternative source of credit to the big banks, according to a study from the Centre for Economics and Business Research […]

Ledge Is A Mobile Peer-To-Peer Lending Platform Powered By Venmo

September 27th, 2015|

Everyone knows it’s hard to lend money to family or friends. The process is awkward, and most people never actually get paid back. Ledge is trying to fix this issue by bringing automation and transparency to peer-to-peer lending.

Here’s how Ledge works:

After a user decides they need extra cash for something like a cross-country move, they can create a campaign, specify […]

Zopa doubles revenue in peer-to-peer boom

September 20th, 2015|

The P2P lender is making heavy losses as it hires more staff, but hopes to turn profitable in 2017.

Peer-to-peer lender Zopa saw its revenues double last year as more savers and borrowers used its platform – but its losses also doubled as the business hired more staff to prepare for its planned future growth.

Revenues jumped […]

RainFin ‘has pulled the Ferrari out of the garage’

September 15th, 2015|

RAINFIN, a South African peer-to-peer lender that is part-owned by Barclays, has more than doubled loans in the past year by tapping the needs of small businesses and the company forecasts further growth.

Daily lending directly from RainFin increased to about R1m from about R400,000 in August last year, CEO Sean Emery said. The amount lent […]

Fast-Growing P2P Sector Set for Shakeout

September 15th, 2015|

The U.K.’s fast-growing peer-to-peer lending sector is facing its first wave of consolidation, with smaller and less profitable players struggling to meet higher costs associated with a looming regulatory deadline.

P2P lending has been one of the fastest growing fintech sectors, with dozens of platforms trying to compete with banks on personal and small business lending […]

The State of the P2P Bitcoin Lending Industry

September 14th, 2015|

Chris Grundy of Bitbond provides an update of lending with Bitcoin.
This is a follow up to Stu Lustman’s two part series on Bitcoin P2P lending by Chris Grundy ofBitbond. Chris is an SEO Specialist, Bitcoin obsessive and avid tech fan who has written for a variety of Online publications as well as regularly contributing to […]

Haven Investor: Diary of a P2P Lending Investor #2

September 14th, 2015|

Hi all,

It has been a busy period in the peer to peer lending world, following Funding Circle’s announcement to switch from a traditional auction based model to a fixed interest model. Judging by the feedback from investors there is a lot of disappointment with this decision, even Funding Circle have stated that 29% of investors […]

6 Reasons Why You Should Invest in Peer-to-Peer Lending

September 14th, 2015|

Peer-to-peer lending is a form of crowdfunding. Crowdfunding is usually associated with rewards based crowdfunding, where you pre-buy a product, or equity crowdfunding, where you receive shares in a company. In contrast, peer-to-peer lending investors lend money by investing in loans and then receive a monthly repayment of capital and interest. Investors should be aware […]

Hargreaves Lansdown eyes move into peer-to-peer lending

September 12th, 2015|

Hargreaves Lansdown is looking to move into peer-to-peer lending as part of plans to develop the business following the Retail Distribution Review.

In its preliminary results to the year ending 30 June, published today, Hargreaves says the company is looking at other ways to develop following its RDR transition. As part

It expects to roll out peer-to-peer […]