5 reasons peer to peer lending is ideal for start-ups

September 30th, 2015|

Trying to secure a loan from a High Street bank is daunting for any business. Find out how the alternative finance sector and P2P lending could help…
Figures from RBS released in January 2015 show peer-to-peer (P2P) lending to small businesses is increasing 200% per year.

This trend is also evident among start-ups which are often frustrated […]

Peer to Peer business loans to hit £12bn in 2020

September 27th, 2015|

The alternative finance market could grow 10-fold in the next five years, according to a study of the business lending market.

Small businesses could get a serious boost from peer-to-peer lenders and crowdfunding platforms, providing an alternative source of credit to the big banks, according to a study from the Centre for Economics and Business Research […]

Zopa doubles revenue in peer-to-peer boom

September 20th, 2015|

The P2P lender is making heavy losses as it hires more staff, but hopes to turn profitable in 2017.

Peer-to-peer lender Zopa saw its revenues double last year as more savers and borrowers used its platform – but its losses also doubled as the business hired more staff to prepare for its planned future growth.

Revenues jumped […]

Fast-Growing P2P Sector Set for Shakeout

September 15th, 2015|

The U.K.’s fast-growing peer-to-peer lending sector is facing its first wave of consolidation, with smaller and less profitable players struggling to meet higher costs associated with a looming regulatory deadline.

P2P lending has been one of the fastest growing fintech sectors, with dozens of platforms trying to compete with banks on personal and small business lending […]

6 Reasons Why You Should Invest in Peer-to-Peer Lending

September 14th, 2015|

Peer-to-peer lending is a form of crowdfunding. Crowdfunding is usually associated with rewards based crowdfunding, where you pre-buy a product, or equity crowdfunding, where you receive shares in a company. In contrast, peer-to-peer lending investors lend money by investing in loans and then receive a monthly repayment of capital and interest. Investors should be aware […]

Hargreaves Lansdown eyes move into peer-to-peer lending

September 12th, 2015|

Hargreaves Lansdown is looking to move into peer-to-peer lending as part of plans to develop the business following the Retail Distribution Review.

In its preliminary results to the year ending 30 June, published today, Hargreaves says the company is looking at other ways to develop following its RDR transition. As part

It expects to roll out peer-to-peer […]

P2P Lender Ablrate Makes First Loan In Waste-To-Energy Section For SEaB Energy Ltd

September 10th, 2015|

Ablrate, a peer-to-peer lending platform that is among the first to offer investors access to asset-backed loans against aircraft transactions, just announced its first loan in the waste-to-energy section for SEaB Energy Ltd. According to the press release,

the new transaction for GBP250,000 gives investors 11% pa returns for three years on their investment into the waste-to-energy sector. The loan […]

Funding Circle changes lending model

September 6th, 2015|

Funding Circle, the leading peer-to-business provider in the UK, have announced that it is moving away from the current auction model for unsecured loans. This will be replaced with a market with fixed rates per risk band per lending term, and lenders will have to choice whether to lend at the prescribed rate or not. […]

Peer to Peer investment: Taking on the banks

September 5th, 2015|

Harriet Green talks to GLI Finance’s Louise Beaumont on how alternative finance is changing the landscape of fundraising for SMEs – and options for retail investors

THERE is a sector of alternative finance which too often slips under the radar: the investment firms that put money onto crowdfunding and peer-to-peer platforms which then lend that money […]

Peer to Peer Lending Review

September 3rd, 2015|

We’ve put together a comprehensive review of Peer to Peer Lending platforms purely focused on Investors seeking to diversify their portfolio for loans to Individuals. We do plan […]