What is alternative finance? Making Alternative Finance easy…

October 24th, 2015|

Alternative finance covers various forms of finance outside of the control of traditional financial institutions. For centuries, these established firms have made considerable amounts of profits by charging extremely high fees and not suffering from any real competition until now. Over recent years there has been considerable growth of the alternative finance industry offering diverse […]

Propnology Interview with Haven Investor

October 24th, 2015|

We recently reached out to Propnology,  one of the first  UK Crowdfunding providers for Property to receive full authorisation from the Financial Conduct Authority (FCA). We conducted a short interview to get some good insights for our viewers information. We have not added Propnology to the Haven Investor portfolio just yet as they are so new […]

Crowdfunding: Enter the disruptive finance revolution

October 2nd, 2015|

The funding situation for British startups has changed irrevocably since the global financial crisis. Equity crowdfunding has quickly become an important funding mechanism for many small businesses and is now a major part of the UK’s entrepreneurial finance landscape.

Currently valued at £146m in 2015, this is almost double the figure for 2014, and is likely […]

Born in the USA, Perfected in the UK – Why Crowdfunding Is Becoming a Great Export for UK Plc

October 2nd, 2015|

The UK is rarely seen as a hotbed of rebellion. Yet the crowdfunding ‘revolution’ is very much Made in Britain.

In just a few years, crowdfunding – in which people, rather than banks, provide finance to individuals and companies – has grown from nothing into a multi-billion pound industry in the UK. And the rest of […]

China says to promote equity crowdfunding to support startups

September 30th, 2015|

China will promote greater use of equity crowdfunding for startups to encourage entrepreneurship in the world’s second-largest economy, a cabinet document said on Saturday.

China’s leaders have repeatedly said they want to promote more entrepreneurial activity in the state-dominated economy to stimulate employment, a top priority as the economy slows.

While they have pledged strong support for […]

Equity crowdfunding becoming a ‘crucial source’ of growth capital

September 27th, 2015|

A paper published by researchers from the University of St Andrews and the University of Stirling, suggests banks, venture capitalists and business angels are now being “crowded out” by equity crowdfunding platforms.

Equity crowdfunding is quickly becoming a “crucial source” of early stage growth capital, new research suggests.

A paper published by researchers from the University of […]

Crowdfunding and the third age of finance: Why banks are now seriously taking note

September 20th, 2015|

Crowdfunding has titillated a lot of people.

Armchair investors can pile into funding rounds alongside VCs, lending to or taking stakes in promising businesses. People can raise money for unwell relatives and community projects nearby – or across the globe. And SMEs turned away by banks can borrow from the crowd, issue equity, or auction their […]

How to make smarter crowdfunding investments? Crowdrating want to solve that puzzle with FCA-regulated ratings system

September 20th, 2015|

Crowdfunding is booming. But for investors, choosing where to place your money can feel like a minefield.

An agency launching today to help investors make smarter decisions hopes to change that, by giving all crowdfunding campaigns an FCA regulated rating of “gold”, “silver” or “bronze”.

Crowdfunding campaigns grew by a staggering 420 per cent last year, so […]

How Crowdfunding Is Challenging the Banking Sector

September 18th, 2015|

Crowdfunding has been defined as an effort by various parties based around the world to pool their resources together in order to collectively support a project, initiated by an individual or an organisation. Also described as “democratic finance”, crowdfunding projects today for the most part bypass traditional banking intermediaries, meaning that the only entity that […]

Tech Startup Funding: Crowdfunding or VC

September 12th, 2015|

Free driving navigation app, Navmii, is in the middle of a Crowdcube campaign to crowdfund £1 million for its AI-fuelled personal assistant. Two days in, the app (valued at £25 million) had raised near £200,000. Techworld asks why it chose to crowdsource, and speaks to two UK startups that went a different route.

Navmii’s free mobile navigation app uses voice-guided […]