[fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”20px” paddingbottom=”0px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”yes” class=”” id=””][three_fourth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][fusion_text]

Peer to Peer Lending to Businesses

Peer to Peer Business Lending (P2P) provides alternatives for both SME borrowers and investors who are looking for ways to meet their financial goals whilst avoiding the banks. Even the lowest returns on peer to peer lending handily beat the “safest” bonds. Average annualized returns can vary from 5% (low risk) to 15% (high risk).

Investment Tips

Haven Investor recommends the following 4 important tips to improve your investment success in Peer to Peer Loans:

  1. Spread your investment over as many loans & peer to peer platforms as possible – to limit the risk of defaults.
  2. Make sure you do your research – understand the processes, ensure you are comfortable with the risks
  3. Reinvest your returns – avoid your returns sitting idle and not earning any interest
  4. Optimise the automation tools within the peer to peer to invest & reinvest in loans automatically – to save time.

[/fusion_text][/three_fourth][one_fourth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][fusion_text]

See also

Peer to Peer Lending to Individuals

Peer to Peer Lending to Property

[/fusion_text][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#fundingcircleinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Funding Circle[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#rebuildingsocietyinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] RebuildingSociety[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#thincatsinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Thin Cats[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#platformblackinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Platform Black[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#marketinvoiceinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] MarketInvoice[/imageframe][/one_sixth][one_sixth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#lendingclubinvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Lending Club[/imageframe][/one_sixth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”rebuildingsocietyinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]rebuildingsociety[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]The Haven Investor crew has received our best results so far in Peer to Peer Lending to Businesses wtih RebuildingSociety – they have the most favourable terms & returns for investors. Rebuildingsociety is based in the UK and is an online peer to peer platform that connects creditworthy businesses with investors who lend money in exchange for a return. They focus on creating a community feel where investors feel they’re working together to fund a business that truly values their contributions – our favourite.

Funding
Since starting in 2011, has successfully lent GBP 4M across 80 businesses

Typical Annualised Return
16%

Minimum Investment
GBP 10

Fees charged to Investors
N/A[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.rebuildingsociety.com?af=125″ color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”fundingcircleinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”fa-chevron-down” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]FundingCircle[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Funding Circle, based in UK, Funding Circle is the world’s leading peer to peer marketplace focused on small businesses which can borrow directly from a wide range of investors, including more than 30,000 people, the UK Government, local councils, a university and a number of financial organisations.

Funding
Since starting in 2009, has successfully lent GBP 400M across 5,000 businesses

Typical Annualised Return
6% to 15%

Minimum Investment
GBP 10

Fees charged to Investors
1% per annum on funds lent.[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.fundingcircle.com/us/invest/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”thincatsinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]ThinCats[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]ThinCats, based in UK, is an online peer to peer marketplace for secured business loans. We operate throughout the UK. ThinCats links experienced investors with established business borrowers to provide a serious alternative to high street banks.

Funding
Since starting in 2011, has successfully lent GBP 101M across 386 businesses

Typical Annualised Return
9%

Minimum Investment
GBP 1000

Fees charged to Investors
1% per annum on funds lent.[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.thincats.com/Apps/WebObjects/thincats-pfp.woa/ra/Website/14624/14631/about-lending.html” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”platformblackinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Platform-Black[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

Platform Black, one of the largest UK Invoice Discounting providers, investors provide an immediate cash advancement to the borrower to allow the borrower 30, 60 or even 90 days for their customers to pay. In return for a small percentage fee on each invoice .
Funding
Since starting in 2010, has successfully lent GBP 89M across, 1900 invoices funded
Typical Annualised Return
11%
Minimum Investment
GBP 50,000
Fees charged to Investors
10%

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://www.platformblack.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”marketinvoiceinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]marketinvoice[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

MarketInvoice, also one of the largest UK Invoice Discounting providers, investors provide an immediate cash advancement to the borrower to allow the borrower 30, 60 or even 90 days for their customers to pay. In return for a small percentage fee on each invoice .
Funding
Since starting in 2011, has successfully lent GBP 380M across, 1900 invoices funded
Typical Annualised Return
11%
Minimum Investment
GBP 50,000
Fees charged to Investors
10%

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.marketinvoice.com/investors” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”lendingclubinvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]lending_club[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

Lending Club is the largest peer to peer lending platform in the USA. With Lending Club you can quickly and easily build a portfolio that fits your investment objectives. Diversify across hundreds or thousands of loans taken by quality borrowers. Receive monthly payments of principal and interest as borrowers repay their loans
Funding
Since starting in 2007, has successfully lent USD 7 Billion.
Typical Annualised Return
5%-8%
Minimum Investment
USD 25
Fees charged to Investors
N/a

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.lendingclub.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”#fcfcfc” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][fusion_text]

P2P Lending News & Blog

[/fusion_text][blog number_posts=”” cat_slug=”asia-invoice-discounting,p2p-lending,uk-p2p-lending,usa-p2p-lending” exclude_cats=”” title=”yes” title_link=”yes” thumbnail=”yes” excerpt=”yes” excerpt_length=”35″ meta_all=”yes” meta_author=”yes” meta_categories=”yes” meta_comments=”yes” meta_date=”yes” meta_link=”yes” meta_tags=”yes” paging=”yes” scrolling=”infinite” strip_html=”yes” blog_grid_columns=”4″ blog_grid_column_spacing=”40″ layout=”grid” class=”” id=””][/blog][/fullwidth]