[fullwidth backgroundcolor=”#fcfcfc” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”20px” paddingbottom=”0px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][modal name=”p2pinvestorreview2″ title=”Haven Investor | Peer to Peer Lending Providers – Review for Investors” size=”large” background=”” border_color=”#187d96″ show_footer=”no” class=”” id=””][fusion_text]

Provider Lending Market Country Region Risk Level Average Return Pros Cons
Zopa Individuals UK Europe Low/medium 6% Large UK P2P provider, provision fund Lower returns than lending to SMEs
ratesetter Individuals UK Europe Low/medium 6% Large UK P2P provider, provision fund Lower returns than lending to SMEs
Bondora Individuals Estonia Europe High upto 20% Higher than average returns, lends across europe Unsecured personal lending
Peer to Peer Lending Individuals Sweden Europe Medium 12% Good returns from stable market Unsecured personal lending
Peer to Peer Lending Individuals Finland Europe Medium 11% Established lender Unsecured personal lending
Peer to Peer lending Individuals Germany Europe Low/medium 6% Regulated, stable market Unsecured personal lending
auxmoney Individuals Germany Europe Low/medium 6% Regulated, stable market Unsecured personal lending
pretdunion Individuals France Europe Low/medium 4-5.5% Regulated, stable market Unsecured personal lending
TWINO Individuals Latvia Europe High upto 20% Buyout gurantees Unsecured personal lending
Peer to Peer Lending Individuals Italy Europe Low/medium 6% Regulated, stable market Unsecured personal lending
Peer to Peer lending Individuals Spain Europe Low/medium 7% Regulated, stable market Unsecured personal lending
lending_club Individuals USA North America Low/medium 5%-8% Large USA P2P provider, provision fund Unsecured personal lending
Prosper Individuals USA North America Medium 9% Good returns from stable market Unsecured personal lending
Upstart Individuals USA North America Low/medium 5%-8% Good returns from stable market Unsecured personal lending
Peerform Individuals USA North America Medium 9% Good returns from stable market Unsecured personal lending
So FI Individuals USA North America Medium 6.5% Good returns from Student Loans Unsecured personal lending
Society One Individuals Australia Oceania Medium 10% Good returns from stable market Unsecured personal lending
Harmoney Individuals New Zealand Oceania Medium 12% Good returns from stable market Unsecured personal lending
Monexo Individuals Hong Kong Asia Medium Upto 15% Good returns from stable market Unsecured personal lending
Credit Ease Individuals China Asia Medium Varies World’s Largest P2P provider Not Regulated, Unsecured personal lending
LuFax Individuals China Asia Medium Varies World’s fastest growing P2P proivder Not Regulated, Unsecured personal lending
i-lend Individuals India Asia Medium 12% Good returns Not Regulated, Unsecured personal lending
FairCent Individuals India Asia Medium 12% Largest P2P provider in India Not Regulated, Unsecured personal lending
RainFin Individuals South Africa Africa Medium 10% Barclays Bank part owns,Largest P2p provider in South Africa Unsecured personal lending
Prestadero Individuals Mexico Latin America Medium/high 15% Higher returns Unsecured personal lending
Afluenta Individuals Argentina Latin America Medium/high 15% Largest P2P provider in Latin America Unsecured personal lending, Unstable economy

[/modal][three_fourth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][fusion_text]

Peer to Peer Lending to Individuals

Peer to Peer Lending (P2P) provides alternatives for both individual borrowers and investors who are looking for ways to meet their financial goals whilst avoiding the banks. Even the lowest returns on peer to peer lending handily beat the “safest” bonds. Average annualized returns can vary from 5% (low risk) to 15% (high risk).

Investment Tips

Haven Investor recommends the following 4 important tips to improve your investment success in Peer to Peer Loans:

  1. Spread your investment over as many loans & peer to peer platforms as possible – to limit the risk of defaults.
  2. Make sure you do your research – understand the processes, ensure you are comfortable with the risks
  3. Reinvest your returns – avoid your returns sitting idle and not earning any interest
    Optimise the automation tools within the peer to peer to invest & reinvest in loans automatically – to save time.

[/fusion_text][/three_fourth][one_fourth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][fusion_text]

Our Review

Haven Investor has done a comprehensive review of all our providers.[/fusion_text][separator style_type=”none” top_margin=”5″ bottom_margin=”5″ sep_color=”” icon=”” width=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”http://haveninvestor.com/peer-to-peer-lending-providers-review-for-investors/” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Peer to Peer Lending[/imageframe][separator style_type=”none” top_margin=”5″ bottom_margin=”5″ sep_color=”” icon=”” width=”” class=”” id=””][button link=”http://haveninvestor.com/peer-to-peer-lending-providers-review-for-investors/” color=”custom” size=”” type=”” shape=”pill” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”p2pinvestorreview2″ animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”” class=”” id=””]READ REVIEW[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][fusion_text]

Our trusted providers for P2P lending to Individuals for Investors

[/fusion_text][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”20px” paddingbottom=”0px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#zopaininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Zopa[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#ratesetterininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Rate Setter[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#bondoraininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Bondora[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#fixuraininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Fixura[/imageframe][/one_sixth][one_sixth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#lendicoininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Lendico[/imageframe][/one_sixth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”0px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#auxmoneyininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Auxmoney[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#pretdunionininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Pret D Union[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#lendingclubininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Lending Club[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#smartikaininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Smartika[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#comunitaininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Comunitae[/imageframe][/one_sixth][one_sixth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#prosperininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Prosper[/imageframe][/one_sixth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”0px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#upstartininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Upstart[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#peerformininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Peerform[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#sofiininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] SoFi[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#ilendininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] iLend[/imageframe][/one_sixth][one_sixth last=”no” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#luininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Lu[/imageframe][/one_sixth][one_sixth last=”yes” spacing=”yes” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” class=”” id=””][imageframe lightbox=”no” style_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”none” link=”#monexoininvest” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””] Monexo[/imageframe][/one_sixth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”zopaininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Zopa[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Zopa was the first (2005) peer to peer platform in the UK. It has lent £630 million and helped both individual borrowers and lenders getting better rates. Repeatedly voted the most trusted and best loan provider by customers.

Funding
Since starting in 2005, has successfully lent GBP 630M

Typical Annualised Return
6%

Minimum Investment
GBP 10

Fees charged to Investors
1%[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://www.zopa.com/lending” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”ratesetterininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]ratesetter[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]RateSetter, one of the largest UK peer to peer lending providers, lends to both Personal and Commercial borrowers. Borrowers use the loans for a huge variety of purposes. Everything from the more obvious cars, expanding businesses, home improvements and paying off credit cards through to the more unusual, including a bassoon, a hang glider and even a wind turbine!

Funding
Since starting in 2010, has successfully lent GBP 429M

Typical Annualised Return
6%

Minimum Investment
GBP 10

Fees charged to Investors
N/a[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.ratesetter.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”bondoraininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Bondora[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]
Bondora, the largest and oldest peer to peer lending platform in Estonia, is a leading platform for investing in European personal loans. Since 2009 they have processed over EUR 400m loan applications from prime and near-prime borrowers. More than 9,000 investors from 37 countries have funded EUR 35m in loans and received over EUR 4m in interest payments. They have attracted many types of investors, from individuals investing a few thousand euro to sophisticated investors investing hundreds of thousands of euro.

Funding
Since starting in 2009, has successfully lent GBP 35M

Typical Annualised Return
upto 20%

Minimum Investment
Eur 25

Fees charged to Investors
N/A[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.bondora.com/en/home” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”fixuraininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Peer to Peer Lending[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Fixura, based in Finland, facilitates loans between people. They connect those who are in need of a loan with those who wish to invest their money by lending it to others. Citizens of any European country can invest money into Finnish loan applications for good interest rates in return.

Funding
Since starting in 2009, has now lent EUR 44m

Typical Annualised Return
10.5%

Minimum Investment
Eur 500

Fees charged to Investors
2% subscription fee and 0.9% transaction fee[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://www.fixura.fi/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”lendicoininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Peer to Peer lending[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Lendico, based in Germany, is a marketplace that enables the link between borrowers and investors. The company has also established itself in Austria, Spain, Poland and South Africa. All loans are unsecured personal loans and range between €1,000 – €25,000 in Germany. The interest fee is calculated on the basis of the borrower’s credit score, credit history, desired loan amount and the borrower’s debt-to-income ratio. Lendico determines whether the borrower is creditworthy and assigns to its approved loans a credit grade that determines the payable interest rate and the fees. The loan period can range between 1 and 5 years and be repaid at any time. Only 10% of applications are received on the platform.

Funding
Started in 2014

Typical Annualised Return
6%

Minimum Investment
Eur 25

Fees charged to Investors
1% charged on each payment received[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.lendico.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”auxmoneyininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]auxmoney[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Auxmoney is Germany’s leading online marketplace for P2P lending, where private consumers can borrow up to €20,000 directly from private investors.

Funding
Since starting in 2007, has now lent EUR 125 M

Typical Annualised Return
4.5%-6.5%

Minimum Investment
Eur 25

Fees charged to Investors
N/a[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”www.auxmoney.com” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”pretdunionininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]pretdunion[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Pret D’Union, based in France, is the first peer-to-peer lending platform accredited by the French Central Bank. enables private individuals and institutional investors to lend money to borrowers directly through a secured bond marketplace, offering above-market returns on savings and low interest rates on consumer loans. Each party gets a better deal, bypassing mainstream financial institutions.

Funding
Since starting in 2011, has now lent EUR 212 M

Typical Annualised Return
6.0%

Minimum Investment
Eur 25

Fees charged to Investors
N/a[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://www.pret-dunion.fr/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”lendingclubininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]lending_club[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Lending Club is the largest peer to peer lending platform in the USA. Investing money through Lending Club lets investors connect with good credit borrowers, and build diversified investment portfolios

Funding
Since starting in 2007, has successfully lent USD 7 billion.

Typical Annualised Return
5-8%

Minimum Investment
USD 25

Fees charged to Investors
1% annual service charge on payments received.[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.lendingclub.com/public/steady-returns.action” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”smartikaininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Peer to Peer Lending[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Smartika is a fully licensed Payment Intermediary (IP) authorized to operate in the P2P field by the Bank of Italy and is the leading Italian P2P platform, with over 3,000 loans totalling EUR 16.5 million lent by 5,445 lenders.

Funding
Since starting in 2008, has now lent EUR 16.5 M

Typical Annualised Return
6.0%

Minimum Investment
Eur 25

Fees charged to Investors
N/a[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://www.smartika.it/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”comunitaininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Peer to Peer lending[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Comunitae, based in Madrid, is Spain’s first and largest peer to peer lender.

Funding
Since starting in 2009, has now lent EUR 21 M

Typical Annualised Return
6.6%

Minimum Investment
Eur 25

Fees charged to Investors
N/a[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.comunitae.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”prosperininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Prosper[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members. Prosper allows people to invest in each other in a way that is financially and socially rewarding.

Funding
Since starting in 2006, has now lent USD 4 billion.

Typical Annualised Return
9%

Minimum Investment
USD 25

Fees charged to Investors
Service charge applicable[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.prosper.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”upstartininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]UpstartLogo[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

Based in the USA, they go beyond FICO scores to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Their proprietary underwriting model identifies high-quality borrowers despite limited credit and employment experience – what they call “future prime” borrowers.

Funding
Since starting in 2014, has now lent USD 160 million.

Typical Annualised Return
5-8%

Minimum Investment
USD 25

Fees charged to Investors
Service charge applicable

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.upstart.com/invest” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”peerformininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Peerform[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

Based in the USA, leader in marketplace lending, with over $4 billion in loans issued to date. We help early stage professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, and personal loans. Our non-traditional underwriting approach takes into account merit and employment history among other factors, so we offer products that can’t be found elsewhere. We offer individual and institutional investors the ability to create positive social impact on the communities they care about while earning compelling rates of return.

Funding
Since starting in 2010, lent over USD 4 billion

Typical Annualised Return
6.5%

Minimum Investment
USD 25

Fees charged to Investors
NA

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.peerform.com/investing/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”sofiininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]SoFi Logo[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]

Based in the USA, Founded in 2010 by Wall Street executives with extensive backgrounds in Finance and Technology, the Peerform marketplace lending platform is dedicated to helping dependable borrowers. Peerform currently offers two investment products: Whole Loans and Fractional Loans. Whole loans are geared towards institutional investors whereas fractional loans are tailored for individual accredited investors. Please note that for better convenience, security and in order to offer investors an excellent service, Peerform has secured a partnership with the industry’s leading qualified custodian and as well as a backup servicer with a highly proven track-record.

Funding
Since starting in 2010.

Typical Annualised Return
9%

Minimum Investment
USD 25

Fees charged to Investors
NA

[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”https://www.sofi.com/” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”monexoininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]monexo[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Monexo is Hong Kong’s very first Peer-to-Peer marketplace that brings together a team of passionate individuals who have decades of experience in the financial sector, globally. They have a mission to create a simple, fast and convenient alternative to traditional credit services. Offering creditworthy borrowers lower Interest rates and lenders better returns by connecting them through our online marketplace

Funding
Since starting in 2014

Typical Annualised Return
Upto 15%

Minimum Investment
N/A

Fees charged to Investors
N/A[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://english.creditease.cn” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]creditease[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]In 2006, CreditEase launched the first P2P microcredit platform in China, bridging urban lenders with extra funds and people with microcredit needs, such as urban micro-entrepreneurs, salary workers, vocation school students and the rural poor. On the innovative platform, transactions between lenders and borrowers are safer, more efficient, professional and standard

Funding
Since starting in 2006, over 100,000 customers.

Typical Annualised Return
Varies

Minimum Investment
N/A

Fees charged to Investors
N/A[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”http://english.creditease.cn” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”luininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Lu[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]Lufax was incorporated in September, 2011 in Shanghai with the support of Shanghai’s Municipal Government, and has grown into China’s largest internet finance company in less than four years. The company is an associate of China Ping An Group, the largest and most innovative non-SOE financial institution in China.

Funding
Since starting in 2011, over 7 millions customers.

Typical Annualised Return
Varies

Minimum Investment
N/A

Fees charged to Investors
N/A[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”www.lu.com” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][menu_anchor name=”ilendininvest”][separator style_type=”single” top_margin=”” bottom_margin=”20″ sep_color=”#cccccc” icon=”” width=”” class=”” id=””][one_fourth last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]iLend[/fusion_text][/one_fourth][one_half last=”no” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”10″ class=”” id=””][fusion_text]i-lend, India’s first and leading online peer-to-peer platform, connects borrowers who are in need of money to lenders who are ready to invest. Launched as an initiative of Dipamkara Web Ventures Private Limited, i-lend helps borrowers get loans at low rates and lenders get better returns from mutually beneficial transactions between them. Through i-lend, one can borrow small personal loans from INR 25,000 – 5 lakh for duration of 6 – 36 months and become a lender by lending as low as INR 10,000

Funding
Since starting in 2012

Typical Annualised Return
12%-24%

Minimum Investment
INR 10,000

Fees charged to Investors
1.5%[/fusion_text][/one_half][one_fourth last=”yes” spacing=”yes” background_color=”#ffffff” background_image=”” background_repeat=”no-repeat” background_position=”right top” border_size=”1px” border_color=”#ffffff” border_style=”solid” padding=”50″ class=”” id=””][button link=”www.ilend.in” color=”custom” size=”” type=”” shape=”” target=”_self” title=”” gradient_colors=”#5cd822|#5cd822″ gradient_hover_colors=”#187d96|#187d96″ accent_color=”#ffffff” accent_hover_color=”#ffffff” bevel_color=”” border_width=”1px” shadow=”” icon=”” icon_position=”left” icon_divider=”no” modal=”” animation_type=”0″ animation_direction=”left” animation_speed=”1″ alignment=”left” class=”” id=””]INVEST[/button][/one_fourth][/fullwidth][fullwidth backgroundcolor=”#fcfcfc” backgroundimage=”” backgroundrepeat=”no-repeat” backgroundposition=”left top” backgroundattachment=”scroll” video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” bordersize=”0px” bordercolor=”” borderstyle=”solid” paddingtop=”20px” paddingbottom=”20px” paddingleft=”0px” paddingright=”0px” menu_anchor=”” equal_height_columns=”no” hundred_percent=”no” class=”” id=””][fusion_text]

P2P Lending News & Blog

[/fusion_text][blog number_posts=”” cat_slug=”asia-invoice-discounting,p2p-lending,uk-p2p-lending,usa-p2p-lending” exclude_cats=”” title=”yes” title_link=”yes” thumbnail=”yes” excerpt=”yes” excerpt_length=”35″ meta_all=”yes” meta_author=”yes” meta_categories=”yes” meta_comments=”yes” meta_date=”yes” meta_link=”yes” meta_tags=”yes” paging=”yes” scrolling=”infinite” strip_html=”yes” blog_grid_columns=”4″ blog_grid_column_spacing=”40″ layout=”grid” class=”” id=””][/blog][/fullwidth]