What is alternative finance? Making Alternative Finance easy…

October 24th, 2015|

Alternative finance covers various forms of finance outside of the control of traditional financial institutions. For centuries, these established firms have made considerable amounts of profits by charging extremely high fees and not suffering from any real competition until now. Over recent years there has been considerable growth of the alternative finance industry offering diverse […]

An investor’s guide to debt-based crowdfunding

October 6th, 2015|

Thanks to a growing array of alternative finance platforms, the funding landscape for SMEs has improved dramatically in the last five years. The 2014 Moving Mainstream report from Cambridge’s Judge Business School showed that debt-based crowdfunding platforms alone enabled companies to raise over £1bn – and that’s just in the UK. But the advent of […]

Crowdfunding: Enter the disruptive finance revolution

October 2nd, 2015|

The funding situation for British startups has changed irrevocably since the global financial crisis. Equity crowdfunding has quickly become an important funding mechanism for many small businesses and is now a major part of the UK’s entrepreneurial finance landscape.

Currently valued at £146m in 2015, this is almost double the figure for 2014, and is likely […]

Why SMEs Should Not Be Afraid To Hear The Bank Say ‘No’

October 2nd, 2015|

For whatever reason, banks don’t always say ‘yes’ to funding applications. But if your business idea is a good one, there exists an entire universe of ways to secure investment from alternative channels. Here’s a list of the best ones.

Peer To Peer Lending

This involves a P2P online platform where money can be borrowed from private […]

Crowdfunding and the third age of finance: Why banks are now seriously taking note

September 20th, 2015|

Crowdfunding has titillated a lot of people.

Armchair investors can pile into funding rounds alongside VCs, lending to or taking stakes in promising businesses. People can raise money for unwell relatives and community projects nearby – or across the globe. And SMEs turned away by banks can borrow from the crowd, issue equity, or auction their […]

How to make smarter crowdfunding investments? Crowdrating want to solve that puzzle with FCA-regulated ratings system

September 20th, 2015|

Crowdfunding is booming. But for investors, choosing where to place your money can feel like a minefield.

An agency launching today to help investors make smarter decisions hopes to change that, by giving all crowdfunding campaigns an FCA regulated rating of “gold”, “silver” or “bronze”.

Crowdfunding campaigns grew by a staggering 420 per cent last year, so […]

How Crowdfunding Is Challenging the Banking Sector

September 18th, 2015|

Crowdfunding has been defined as an effort by various parties based around the world to pool their resources together in order to collectively support a project, initiated by an individual or an organisation. Also described as “democratic finance”, crowdfunding projects today for the most part bypass traditional banking intermediaries, meaning that the only entity that […]

Tech Startup Funding: Crowdfunding or VC

September 12th, 2015|

Free driving navigation app, Navmii, is in the middle of a Crowdcube campaign to crowdfund £1 million for its AI-fuelled personal assistant. Two days in, the app (valued at £25 million) had raised near £200,000. Techworld asks why it chose to crowdsource, and speaks to two UK startups that went a different route.

Navmii’s free mobile navigation app uses voice-guided […]

CoAssets: Southeast Asia’s Very First Real Estate Crowdfunding Platform

September 10th, 2015|

CoAssets is a Singapore-based real estate crowdfunding platform, business network and educational interface for real estate and crowdfunding enthusiasts.

Launched in July 2013, the platform aims to „match make“ property deals with investors and was the very first real estate crowdfunding platform in Southeast Asia. The startup was incubated by Expara Pte. Ltd., a venture fund […]

Equity Crowdfunding: What’s in it for Investors?

September 10th, 2015|

It’s fair to say that we at Symbid are advocates of investing in unlisted businesses (start ups, early-stage and established companies). We like the idea of supporting entrepreneurs. Whether it’s a young tech start-up with a disruptive business model or a more established business with a tried and tested business model. We also like the […]