What is alternative finance? Making Alternative Finance easy…

October 24th, 2015|

Alternative finance covers various forms of finance outside of the control of traditional financial institutions. For centuries, these established firms have made considerable amounts of profits by charging extremely high fees and not suffering from any real competition until now. Over recent years there has been considerable growth of the alternative finance industry offering diverse […]

An investor’s guide to debt-based crowdfunding

October 6th, 2015|

Thanks to a growing array of alternative finance platforms, the funding landscape for SMEs has improved dramatically in the last five years. The 2014 Moving Mainstream report from Cambridge’s Judge Business School showed that debt-based crowdfunding platforms alone enabled companies to raise over £1bn – and that’s just in the UK. But the advent of […]

Platform Black looks to fill small business funding gaps

September 2nd, 2015|

A director of a U.K.-based invoice-trading company believes that although companies can use his platform for just a single invoice, they will come back again and again.

That is because invoice trading fills crucial funding gaps that plague many small businesses while stifling their growth, John Regan said.

Mr. Regan said Platform Black began funding invoices in […]

Invoice discounting as a liquidity source for SMEs

August 20th, 2015|

The lack of liquidity available to SMEs to fund their operations is a well-documented problem. The knock-on impact of small businesses being unable to grow is considered a major factor holding back the global economy. In the absence of adequate supply from traditional lending sources, invoice discounting is becoming an increasingly popular way for SMEs […]

Five businesses using invoice finance to fuel growth

July 31st, 2015|

The guys from GrowthBusiness.co.uk meet five companies which are successfully using invoice finance to close acquisitions, satisfy big contracts and solve seasonal cash flow issues.

The struggle that businesses go through in order to secure finance can often be one which is detrimentally disruptive to the day-to-day running of a company.

When new opportunities present themselves, business builders […]

The UK’s small business owners expect alternative finance demand to surge

June 6th, 2015|

Britain’s alternative finance sector is set to receive an increased amount of attention in the next two years, as 64 per cent of small business owners across the country expect demand to grow.

The most popular form of alternative finance is crowdsourcing, such as crowdfunding and P2P lending.

The findings from lending from Amicus revealed that just eight […]

Hidden extra bank fees hit UK businesses with £400m bill

May 7th, 2015|

Research by MarketInvoice, an online invoice marketplace, has found that some 26,000 UK businesses face up to 35 hidden fees in their invoice finance contracts with banks, on top of interest and service fees. high street lenders charge 6.4p on average for every £1 of invoice finance. About 60,000 businesses borrow £20bn every three months […]