Peer to Peer Lending in Europe ~ 5 Factors Causing the Exponential Growth

October 3rd, 2015|

Guest post written for & published by Bitbond, the Premier Bitcoin Peer to Peer Lending Platform:
The Peer to Peer (P2P) lending industry across the European continent is growing at an exceptional rate. The European online alternative finance market grew by 144% last year to nearly €3bn and could top €7bn by the end of 2015, […]

Haven Investor: Diary of a P2P Lending Investor #3

October 2nd, 2015|

Following Funding Circles new fixed rate offering, which reduces the returns for experienced investors – I have now begun to substantially reduce my lending with the platform and have now focused on lending to ‘personal asset secured lending’ basically a modern day/digital age pawnbroking. There are a few new growing platforms in this area within […]

After the fall: boost for China’s P2P lending platforms as jittery market investors eye havens

October 2nd, 2015|

Millions of Chinese investors have been left to rue their losses and are keen to find a more stable alternative than stocks in future.

Even as China’s stock market falters, it is still providing great opportunities for online financial services companies, including peer-to-peer (P2P) lending platforms such as

The website, a subsidiary of Ping An Insurance, […]

Haven Investor: Buy Your Home and Lose Out on One Million Pounds!

September 28th, 2015|

In the United Kingdom, as in many other countries around the world, buying your home is a national obsession and status of wealth that has led to the price of housing reaching record highs and affordability levels being extremely stretched. Renting for the long term is seen as a social negative by the general public […]

Ledge Is A Mobile Peer-To-Peer Lending Platform Powered By Venmo

September 27th, 2015|

Everyone knows it’s hard to lend money to family or friends. The process is awkward, and most people never actually get paid back. Ledge is trying to fix this issue by bringing automation and transparency to peer-to-peer lending.

Here’s how Ledge works:

After a user decides they need extra cash for something like a cross-country move, they can create a campaign, specify […]

Haven Investor: P2P Lending using Bitcoin

September 13th, 2015|

Peer to peer lending using Bitcoin, the world’s most prominent Digital Currency,offers holders of bitcoin a way to earn income through lending to assist in meeting their overall financial goals. Even the lowest returns on peer to peer bitcoin lending handily beat the “safest” bonds. Average annualized returns can vary from 8% (low risk) to 25% (high risk).
Investment Tips
Haven […]

Alternative lending boom: Credit experts warn banks that P2P poses a threat to traditional banking

September 12th, 2015|

Is peer-to-peer (P2P) lending a threat to traditional banking? Some 75 per cent of credit analysts say yes, as alternative lenders continue to shake up the finance world.

Experts are now warning traditional banks of the challenges new lenders like Zopa will pose, with three in four calling alternative lending a “threat” to banks, a survey […]

5 FinTech Terms that you should know in 2015

September 12th, 2015|

5 FinTech Terms that you should know in 2015

In 2014, FinTech became a buzz word. In 2015, FinTech is one of the most promising industries. What do social transfers, digital wallets, biometric authentication have in common? Most of these are categorised as FinTech.

By definition, Financial technology, also known as FinTech, is a line of business based […]

Interview with Martins Sulte, Co-Founder and CEO of Mintos

September 7th, 2015|

What is Mintos all about?

Mintos is a marketplace lending platform that brings together investors and borrowers by enabling various loan originators to use a marketplace lending model in funding loans. Previously loan originators established their own platforms; now Mintos offers a single platform to those non-bank lenders that seek to sell loans. This means non-bank […]

Peer to peer payments are transforming business lending – especially for tech and creative industries

September 5th, 2015|

Anyone who has kept an eye on the financial services landscape over the past decade will have noticed that digital technology is transforming and disrupting many traditional product markets. The latest innovation is fromPayPal, an early pioneer in online payments, who are offering a smartphone app to help get your money back if you’ve lent […]