Peer to peer lending volumes to double in 2016

January 9th, 2016|

Peer to peer lending volumes in the UK reached a new high in 2015 of GBP 2bn and is now expected to double in 2016 to GBP 4bn. This upward momentum has been driven due to the following 5 factors:

1) Maximise Use of Technology: allows the peer to peer lending platforms to introduce investors directly to […]

What is alternative finance? Making Alternative Finance easy…

October 24th, 2015|

Alternative finance covers various forms of finance outside of the control of traditional financial institutions. For centuries, these established firms have made considerable amounts of profits by charging extremely high fees and not suffering from any real competition until now. Over recent years there has been considerable growth of the alternative finance industry offering diverse […]

#4: Diary of a Peer to Peer Lending Investor with Haven Investor

October 17th, 2015|

I saw the headline during the week ‘Trustbuddy ceases operations – under investigation’.

I was not surprised as I never did understand their lending model. I considered buying shares in their firm earlier in the year as they are one of the few peer to peer lending platform in the world that are listed on the markets. […]

An investor’s guide to debt-based crowdfunding

October 6th, 2015|

Thanks to a growing array of alternative finance platforms, the funding landscape for SMEs has improved dramatically in the last five years. The 2014 Moving Mainstream report from Cambridge’s Judge Business School showed that debt-based crowdfunding platforms alone enabled companies to raise over £1bn – and that’s just in the UK. But the advent of […]

Peer to Peer Lending in Europe ~ 5 Factors Causing the Exponential Growth

October 3rd, 2015|

Guest post written for & published by Bitbond, the Premier Bitcoin Peer to Peer Lending Platform:
The Peer to Peer (P2P) lending industry across the European continent is growing at an exceptional rate. The European online alternative finance market grew by 144% last year to nearly €3bn and could top €7bn by the end of 2015, […]

Interest Rates Are Set To Be Zero Forever – Thankfully P2P Lending Provides a Good Rate of Return

October 3rd, 2015|

Guest post published @ Peer Social Lending:

At the end of last month, following the September 2015 Fed Committee meeting, Janet Yellen – the Fed Governor admitted to reporters that it is not impossible that the Fed might hold interest rates at zero forever within the USA, where they have been for the last 7 years […]

Haven Investor: Diary of a P2P Lending Investor #3

October 2nd, 2015|

Following Funding Circles new fixed rate offering, which reduces the returns for experienced investors – I have now begun to substantially reduce my lending with the platform and have now focused on lending to ‘personal asset secured lending’ basically a modern day/digital age pawnbroking. There are a few new growing platforms in this area within […]

Why SMEs Should Not Be Afraid To Hear The Bank Say ‘No’

October 2nd, 2015|

For whatever reason, banks don’t always say ‘yes’ to funding applications. But if your business idea is a good one, there exists an entire universe of ways to secure investment from alternative channels. Here’s a list of the best ones.

Peer To Peer Lending

This involves a P2P online platform where money can be borrowed from private […]

Should you buy loans from “peer-to-peer” lenders?

October 2nd, 2015|

The market views peer-to-peer lending as having great promise.

And, some banks are buying these loans in earnest.

Should your bank look closely at doing the same?

Since the financial crisis, a new generation of non-bank lenders has grown up to serve markets that banks either retreated from or have not been able to serve effectively.  Lending Club […]

After the fall: boost for China’s P2P lending platforms as jittery market investors eye havens

October 2nd, 2015|

Millions of Chinese investors have been left to rue their losses and are keen to find a more stable alternative than stocks in future.

Even as China’s stock market falters, it is still providing great opportunities for online financial services companies, including peer-to-peer (P2P) lending platforms such as

The website, a subsidiary of Ping An Insurance, […]